Punjab Flood Recovery Program
The Punjab government has officially launched the Punjab Flood Recovery Program, a massive compensation and rehabilitation effort worth Rs. 6.39 billion. This initiative fulfills the promise made by Chief Minister Maryam Nawaz Sharif to support thousands of families affected by recent floods across the province. The program aims to ensure that every flood-affected household receives transparent, fair, and timely financial support through both cash payments and ATM cards.
What the Punjab Flood Recovery Program Covers Scope and Beneficiaries
Under the Punjab Flood Recovery Program, the Punjab Disaster Management Authority (PDMA) has completed 90% of the Flood Assessment Survey across affected areas. According to official data, 5,69,000 flood victims have been identified for financial assistance. Each beneficiary has been verified through a strict and transparent system, ensuring that the funds reach only the deserving households.
This program not only provides cash relief but also supports long-term recovery by empowering families to rebuild their homes and livelihoods.
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Assessment Progress: Transparency at the Heart of the Program
To maintain full transparency, the PDMA worked closely with district administrations. The data of 4,63,000 flood victims was verified through Deputy Commissioners to eliminate duplication and ensure authenticity. This large-scale verification process represents a new standard of transparency and accountability in public welfare initiatives in Punjab.
Through this meticulous verification, the government has reaffirmed its commitment to fair distribution and to helping only those genuinely impacted by floods.
Payout Mechanism – Cash and ATM Cards for Flood Victims
The Punjab Flood Recovery Program has introduced a modern and accessible payment system to simplify the compensation process. The Bank of Punjab has prepared 98,000+ ATM cards for flood victims. These cards are being distributed at official camp sites set up in affected districts.
At each camp site, every eligible person receives Rs. 50,000 in cash along with their personal ATM card. This hybrid payment method ensures that beneficiaries can withdraw funds conveniently and securely from any Punjab Bank ATM.
Phase-Wise Distribution Timeline in the Punjab Flood Recovery Program
The compensation process is being rolled out in phases to ensure smooth management.
- Phase 1 began on October 20, targeting 13 flood-affected districts where payments have already started.
- Phase 2 will begin on November 3, expanding the disbursement to the remaining districts of Punjab.
This phased strategy allows the administration to monitor progress, address on-ground challenges, and ensure that all victims are covered efficiently within the set timelines.
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How Much Each Person Receives and Withdrawal Limits
Under the Punjab Flood Recovery Program, each verified flood-affected individual is entitled to Rs. 50,000 cash at the distribution camp. In addition, beneficiaries can withdraw up to Rs. 3,00,000 per day from Punjab Bank ATMs using the cards provided through the program.
This flexible withdrawal limit ensures that victims can access their funds easily, avoiding long queues or delays, and use the amount for rebuilding their homes, buying essentials, and restarting their daily lives.
Camp Site Footprint – Where the Program Is Operating
The Punjab government has established an extensive network of camp sites for quick and accessible fund distribution.
Currently:
- 37 camp sites are functional across 27 flood-affected districts.
- 19 additional camp sites have been set up in 36 tehsils to cover remote areas.
Some key locations include Bahawalnagar, Dipalpur, Jhang, Nankana Sahib, Muzaffargarh, Chiniot, and Khairpur Tamiwali. Each camp serves around 500 beneficiaries daily, ensuring that cash and ATM cards are distributed in a secure and organized environment.
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Transparency Measures in the Punjab Flood Recovery Program
Transparency has been one of the strongest pillars of this initiative. The PDMA and district administrations have conducted strict verification processes, making sure that no ineligible person benefits from the relief funds.
Moreover, the use of digital data verification and Punjab Bank’s electronic payment system has further minimized human error and corruption. This combination of technology and administrative oversight guarantees that the Punjab Flood Recovery Program remains a model of clean governance and fair public service.
Bank and Logistics Readiness for Smooth Distribution
The Bank of Punjab has played a crucial role in making the program efficient and accessible. From preparing over 98,000 ATM cards to managing camp-site operations, the bank has ensured that the system remains quick and secure. Dedicated help desks at every camp guide beneficiaries through the withdrawal process, ensuring that even those unfamiliar with ATMs can access their money without difficulty.
Additionally, the PDMA has deployed trained teams across districts to monitor camp-site operations and provide immediate assistance wherever required.
Leadership and On-Ground Launch of the Punjab Flood Recovery Program
The official launch of the Punjab Flood Recovery Program took place at Khairpur Tamiwali, where Senior Minister Maryam Aurangzeb and Health Minister Khawaja Salman Rafiq personally visited the camp site. Their presence signified the government’s active involvement in monitoring and ensuring the proper execution of the program.
This leadership participation also boosted the morale of flood-affected families, showing that the Punjab government stands firmly by its citizens during times of crisis.
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Frequently Asked Questions (FAQs)
Who is eligible for compensation under the Punjab Flood Recovery Program?
All individuals verified in the PDMA flood assessment survey as flood-affected are eligible for compensation.
How much financial aid will each person receive?
Each verified beneficiary receives Rs. 50,000 in cash plus an ATM card for further withdrawals.
When does the next phase of distribution begin?
Phase 2 begins on November 3, covering the remaining districts of Punjab.
Where can victims collect their payments?
Payments are distributed at official camp sites established across 27 districts and 36 tehsils.
Which bank is handling the payments?
The Bank of Punjab is managing the entire payment process through ATM cards and on-site cash disbursement.