Punjab Kisan Card Phase 3 2025
The Government of Punjab has officially launched Punjab Kisan Card Phase 3 2025 programme in 2025, with exciting rewards such as brand-new tractors, Umrah tickets and cashback offers for farmers who stay on top of their repayments.
Under the leadership of Maryam Nawaz Sharif, the initiative continues the drive to support Punjab’s farmers with subsidised loans and easy installment plans, now adding a rewards and lucky-draw component for punctual and active card-holders.
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What’s New in Punjab Kisan Card Phase 3
Phase 3 of the Kisan Card programme brings several new farmer-friendly features and a transparent prize draw system:
- A megaprize draw for registered & verified Kisan Card holders.
- Fully subsidised tractors awarded to winners who maintained on-time repayments.
- Umrah pilgrimage tickets offered to top-performing farmers as a spiritual reward.
- Instant-cashback offers for early repayments via partner banks.
- Online verification and draw results available through the official Punjab Agriculture portal.
This phase emphasises recognition of farmers who show discipline in repayments, and aims to modernise farming while reducing debt dependency.
Who Can Participate?
To be eligible for Phase 3 of the Kisan Card Reward Scheme (2025), farmers must satisfy these criteria:
| Eligibility Factor | Requirement |
|---|---|
| Residency | Must be a permanent resident of Punjab |
| Registration | Must hold a valid Kisan Card |
| Age Limit | Between 21 and 65 years |
| Loan Status | No overdue payments or defaults |
| Bank Association | Registered with partner banks (e.g. Bank of Punjab, Zarai Taraqiati Bank Limited, etc.) |
| Farming Land | Own or lease at least 5 acres of agricultural land |
| Payment History | Timely repayments of installments for the 2024-25 cycle |
| Verification | Biometric verification via National Database & Registration Authority (NADRA) |
Farmers who meet all the above conditions are automatically entered into the draw for Phase 3.
What Are the Punjab Kisan Card Phase 3 2025 Rewards?
Here’s a breakdown of the rewards being offered in this phase:
- Tractors: Brand-new, fully subsidised tractors for top winners who kept up with repayments.
- Umrah Tickets: Free round-trip tickets and arrangements for worthy farmers selected in the draw.
- Cashback Rewards: For timely payers, cashback amounts credited to their Kisan Card / account.
- Fertiliser & Seed Vouchers: Discounted or free vouchers for quality seeds, fertilisers etc., to promote sustainable farming.
- Bonus Points: Points earned for future subsidies or eligibility when next tractor or machinery schemes open.
All these rewards are designed not just as giveaways, but as incentives to encourage sustainable, debt-free, modern farming.
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How to Check If You’re a Winner
If you are participating in Phase 3, here’s how to check if your name appears in the winner list:
Method 1: Online via Official Portal
- Visit the official portal: [ kisan.punjab.gov.pk ] (or the designated site)
- Click on the “Phase 3 Winner List” section.
- Enter your CNIC number (13 digits) and your registered mobile number.
- Click “Check Status” and view your result.
Method 2: SMS Verification
- Type your 13-digit CNIC number.
- Send it to the official SMS short-code (for example 8070).
- You’ll receive an instant reply confirming whether you are among the prize winners.
Note: Make sure your mobile number is registered and linked with your CNIC for accurate results.
Claiming Your Prize – Step by Step
If your name appears in the winner list, follow these steps to claim your prize securely:
- Wait for the official SMS confirmation or letter from the Punjab Agriculture Department.
- Visit your nearest Bank of Punjab branch, Agriculture Office or partner institution with your CNIC and Kisan Card.
- Complete biometric verification (via NADRA) to confirm identity.
- If you’ve won a tractor or Umrah ticket, fill out the award-claim form provided by the department.
- For cashback prizes, once verification is complete the amount is credited directly to your Kisan Card account.
- Make sure all your past installments are up to date (no pending dues), otherwise your prize may be disqualified or delayed.
Important Dates & Distribution Schedule
- Winner List Announcement: October 25, 2025
- Claim Submission Deadline: November 15, 2025
- Tractor & Umrah Prize Distribution: December 2025
- Cashback Credit Window: Within 15 working days after verification
- Registration Opens for Next Phase (Phase 4): January 2026
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How to Register for Future Phases
If you haven’t been part of Phase 3, you can still prepare for Phase 4. Here’s how:
- Visit the official portal at kisan.punjab.gov.pk
- Click on “Register for Next Phase”.
- Enter your CNIC, upload your land record (Fard Malkiat), and enter your bank details.
- Upload required documents: proof of land lease/ownership, valid CNIC, mobile number, passport-photo etc.
- Submit, await verification. Once approved, you’ll receive your Punjab Kisan Card and become eligible for loans, subsidies and future reward draws.
Key Benefits of the Kisan Card Programme
The Kisan Card isn’t just a lucky-draw scheme it’s a full financial support system for farmers. Some top benefits:
- Access to interest-free or subsidised agricultural loans (up to ~Rs. 1.5 million)
- Discounts on seeds, fertilisers, pesticides
- Cashback and rewards for timely repayments
- Umrah tickets and gift schemes for dedicated farmers
- Digital transparency via NADRA-verified system
- Access to tractor / machinery subsidy programmes
This reflects Punjab’s ongoing mission to modernise agriculture and support rural financial inclusion.
In Conclusion
Phase 3 of the Punjab Kisan Card for 2025 is more than just rewards it’s a recognition of the hardworking farmers of Punjab. By rewarding honesty, discipline and timely repayments, the government is encouraging a strong culture of trust and growth in the agricultural sector.
From tractors to Umrah tickets and cashback prizes, this initiative brings both material benefits and moral recognition showing that Punjab values its farmers not just as producers but as pillars of the province’s economy.
If you’re a registered farmer under this programme, check your name in the winner list today and get ready to claim your reward proudly. And if you’re not yet registered, don’t worry apply for the next phase and become part of Punjab’s green revolution.
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